Splizo
Coming Soon

Every rupee,
tracked and understood.

One shared ledger for the whole household. Import statements, split what's shared, watch the loans shrink — without a spreadsheet in sight.

No card. No spam. One email when we open the doors.

Built for Indian householdsBank & UPI statements, read for you

SPLIZO

Household Finance Co.

Every rupee, tracked and understood.

Order#000001
StatusPreparing
Served byThe household
Shared household ledgerREADY
Bank & UPI statement importREADY
Loan & EMI trackerREADY
Self-learning categoriesBETA
Spreadsheets required0
Accounts merged0
TotalOne calm household

Launching Nov 2026

01

Shared Household Tracking

Sync every account, home, and family member — rented, owned, or parents' — all split and tracked in one place.

  • Rented, owned and parents' homes, side by side
  • Every member's accounts in one view
  • Shared costs split automatically, every month

Your household

3 people · 3 homes

People

HHardi2 accounts
NNeel3 accounts
AAai2 accounts

Homes

Rented flatMumbaiRented
Own houseSuratOwned
Parents' homeBarodaParents'

All of it lands in one shared ledger, split every month

02

Smart Auto-Categorization

Rule-based matching sorts your transactions instantly, and flags anything unsure for your review.

  • Vendors matched the moment a statement lands
  • Anything unsure waits in a review queue
  • Correct it once and the rule sticks

Household · September

₹0

▲ 12% saved

Where it went

Housing 38%Food 22%Transport 16%Utilities 13%Other 11%

Latest, auto-categorised

BI

BigBasket

Groceries

−₹3,480
SA

Salary — Sept

Income

+₹1,84,000
TA

Tata Power

Utilities

−₹2,210
HD

HDFC Home Loan

EMI

−₹48,500
03

Family Lending Ledger

Keep a running tally of what's lent to or borrowed from relatives, tracked separately from household spending.

  • Who owes whom, at a glance
  • Part-repayments tracked to the last rupee
  • Never mixed into household spend

Family lending

Never counted as household spend

They owe you

Kaka Uncle₹15,000still to come back · of ₹25,000
Mama Maternal uncle₹10,200still to come back · of ₹12,000

You owe them

Meera Cousin₹2,000still to repay · of ₹8,000
Net, across the familyYou're owed ₹23,200

Be there on day one.

One shared ledger for the whole household. Import statements, split what's shared, watch the loans shrink — without a spreadsheet in sight.

No card. No spam. One email when we open the doors.